While staying healthy and safe are the top priorities, you may also be concerned about how current economic conditions will affect your finances. Managing your personal finances and using the resources available to you will help get you through the crisis. And, land on your feet when it’s finally over.

Debt settlement is a term used to describe negotiating with your creditors to force them to accept less money than you owe. Debt settlement companies “DSCs” do this work for you, but you must pay them whether they reduce your debt or not.

Can filing a chapter 13 Bankruptcy save your home from foreclosure. The short answer is, “Yes!” But, the devil is in the details.

Crafting a Chapter 13 repayment plan requires skill. Learn the basics here, then dive deep with our in-depth articles about bankruptcy and debt restructuring.