While staying healthy and safe are the top priorities, you may also be concerned about how current economic conditions will affect your finances. Managing your personal finances and using the resources available to you will help get you through the crisis. And, land on your feet when it’s finally over.

Debt settlement is a term used to describe negotiating with your creditors to force them to accept less money than you owe. Debt settlement companies “DSCs” do this work for you, but you must pay them whether they reduce your debt or not.

Want to know what it costs to file chapter Seven Bankruptcy? You’ll pay a fixed court filing fee, and a small charge for credit counseling. But, attorneys fees range from $500 to $5,000. But is the lowest cost is not always the best option?

The 341a Meeting of Creditors is a mandatory meeting all bankruptcy filers must attend. Learn about the conference, how to prepare, what to bring, and where to go in northern New Jersey.